Como Montar sua Reserva de Emergência

💰 Você já tem uma reserva de emergência? Se a resposta for "não", isso é pra você! Ela é sua proteção contra imprevistos.

O que é isso?

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Por que é importante?

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Quando começar?

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Quanto guardar?

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Como calcular?

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Onde deixar o dinheiro?

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Quer ver o guia completo?

[{"selector":"#anim-1f14eb08-08f5-4bf5-8904-8fb78694ff35","keyframes":{"transform":["translate3d(-115.04703%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b10e590c-8e59-4e2a-9b54-bc7eb85c37f0","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b1c9e159-d10d-475d-ba6e-3a5e14cdbe5d","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-d7243b3d-e287-4a33-9b62-3a5ebf982569","keyframes":{"transform":["translate3d(115.18987%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-de1ba1f8-33db-49c7-8064-0cd8ff4b111e","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0a7b99cc-3f60-48d1-87db-c3a10ea6b687","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] 📖 Acesse o artigo completo agora: Como criar sua reserva do zero Leia mais

O que evitar?

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Comece pequeno

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Automatize os depósitos

[{"selector":"#anim-24ec8dac-5f1b-418d-b939-fae1e00fa653","keyframes":{"transform":["translate3d(-115.04703%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4ebcff28-d0ec-45b8-87e2-b7948e06e984","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3ff708ad-8d44-4501-8efd-230716cbbada","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-2a86a3a0-6d63-4ee4-8f04-8d6a9b0a4d03","keyframes":{"transform":["translate3d(115.18987%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3bb30245-95a4-4454-aebe-b6d038598fcb","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3a1e5137-05a3-4e2d-b7a6-7b791e3a2f1e","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Configure transferência automática após o salário. Evita esquecer ou gastar antes. A consistência te aproxima da meta.

Usei a reserva. E agora?

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Reforce sempre que puder

[{"selector":"#anim-f8b368c4-f9f1-4e97-9fdb-3d0e6b821957","keyframes":{"transform":["translate3d(-115.04703%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1d3da98c-f43e-4897-a17a-4ed5825ba7be","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5e5a1732-6936-4e78-b981-e6f37aef1ea6","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-b1134706-a9a0-473e-90a1-5a8ac1061afe","keyframes":{"transform":["translate3d(115.18987%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-da7b4219-3353-46cd-bf1f-c94b5b629ed1","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d9e9021b-83df-4172-8257-e7bd7a480a50","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Recebeu um valor inesperado? Invista na sua paz: complete sua reserva. Ela sempre será útil.

Construa sua segurança agora

[{"selector":"#anim-29f0512e-bbbf-4944-a98c-3f1da900db22","keyframes":{"transform":["translate3d(-115.04703%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5c13b18b-60e1-4bb5-80eb-00158a5a109d","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-aa4f7580-4aa1-4c70-85a4-a24437cb50d9","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-548ae115-4a7d-4299-979c-ea5ca6849efc","keyframes":{"transform":["translate3d(115.18987%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8d6e9550-fb39-4fe2-9a01-d12ab2ef446a","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-803cce33-8835-46d9-9a84-5836a8b630ae","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Recebeu um valor inesperado? Invista na sua paz: complete sua reserva. Ela sempre será útil. Leia mais